brian
the home loan guy

Watch this if you're a seller or agent looking for a smarter way to move properties in today's market. In this video, I break down how sellers can offer a mortgage rate buy down to attract more buyers—without lowering the price of the home! Whether you're a real estate agent or a homeowner, learn how to use seller-paid closing costs to boost buyer affordability and get that “SOLD” sign up faster. I share a real-life client scenario where we helped a buyer save over $800/month in year one using a 2/1 buy down, plus permanent buy-down alternatives, and strategies that give you flexibility and leverage in a buyer’s market. 📌 Topics Covered: • What is a mortgage rate buy down? • One-Year vs. 2/1 Buy Down Explained • Permanent Buy Down vs. Temporary Savings • How to maximize seller concessions • Market insights & expert strategy for 2025 ________________________________________

🧠 Real estate agents and sellers: Don’t drop your listing price—get strategic! Learn how to use incentives to increase buyer demand in this shifting market. 👨‍💼 I'm Brian, the Home Loan and Real Estate Guy—your one-stop shop for real estate and mortgage expertise. If you're a seller or agent who wants help getting your home sold fast and smart, reach out!

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🔔 Subscribe for more real estate tips, mortgage strategies, and expert advice. 📲 Got questions? Want to work together? Contact me anytime. I’m here to help. #MortgageRateBuyDown #RealEstateTips #SellerConcessions #RealEstateMarket2025 #HomeSellingTips #BuyerIncentives #MortgageStrategies #RealEstateAgentTips

Hey everyone, it’s Brian, your go-to guy for home loans and real estate. I’ve got a quick story I want to share with you. A friend of mine reached out after seeing my video about our Home Equity Line of Credit program, and it’s a game-changer. He was buried in credit card debt with interest rates from 16% to 28%—making just the minimum payments and barely making a dent. But in just ONE HOUR, we processed his entire equity line, and now he’s on track to save $1,000 a month! 💸 This program isn’t just about consolidating your debt into one payment—it’s about getting you out of debt for good. Here’s the plan: - Consolidate your debt into one low-interest payment - Lower your interest rate - Use the savings to pay off the principal faster, cutting down your debt Not only can you save big money, but you can take control of your finances and eliminate that debt. The best part? The process is FAST and EASY. We pulled the appraisal, processed his credit report (no hard inquiry, by the way!), verified income—all in under 1 hour. 💼📲 If you're in a situation where debt is holding you back, don’t be embarrassed—you’re not alone. The economy has been tough, and people are struggling. But there's a solution. If you have equity in your home, this program can help. 👉 Ready to take the next step? Reach out to me, Brian, your home loan & real estate expert, and let's see how we can get your finances back on track. #DebtRelief #HomeEquity #RealEstate #ConsolidateDebt #FinancialFreedom #SaveMoney #LoanHelp

Hey, everyone! It’s Brian, your go-to guy for home loans and real estate, and today I’m just feeling extra thankful. 🙏 It’s been a crazy week—closing loans, helping clients find their dream homes, and reflecting on how much I’ve got to be grateful for. Real estate and loans are tough, with all the ups and downs, but I’m lucky to work with so many amazing people—clients, agents, friends, and family. 🏡💙 A couple of special shoutouts today: • To my long-time clients who just closed on a property in Nevada—I'm so happy for you as you start this next chapter with your family! • To the client down in Dana Point, who after 2 years of ups and downs, finally found her home. Huge congrats! 🎉 I also want to take a moment to say THANK YOU to all the real estate agents who trust me to handle their clients’ loans. I appreciate you all so much for your support and for allowing me to do what I love. 🙌 As we head into Mother’s Day weekend, I want to give a special shoutout to my incredible wife, Christina. You're the glue that holds it all together. Thank you for always being there for me, our kids, and everyone you care about. You truly make everything better. 💖 To all the moms out there—Happy Mother’s Day! You work so hard every day, and today is all about YOU. Enjoy every moment, because you’ve earned it! 🌸💐 Wishing everyone a beautiful weekend ahead. Grateful for all of you—family, friends, clients, and supporters. 🙏 #Grateful #HomeLoans #RealEstate #MothersDay #Thankful #Blessed #HappyFriday